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OAS Guides

Plain-language guides to Canada’s pensions, benefits and help for seniors, in English, French, Punjabi and Chinese.

OAS Guides explains Canada’s government pensions and benefits for seniors in plain language. Readers search by keyword or browse by topic.

The guides cover Old Age Security, the Guaranteed Income Supplement, the Canada and Quebec Pension Plans, the OAS clawback, payment dates, tax credits, dental and drug coverage, housing and home care, and how to ask for a review or appeal a decision.

The site is available in English, French, Punjabi, Simplified Chinese and Traditional Chinese. Each guide shows the date it was last checked, because benefit amounts change every three months.

OAS Guides is an independent information service. It is not part of, or connected to, the Government of Canada or Service Canada, and its guides are general information rather than legal or financial advice.

OAS Guides is owned and operated by TilyD Ltd.

Visit oasguide.ca